Karlev
Financing

An ADU that fits
your monthly budget.

Fast approvals, transparent terms and accessible monthly payments that fit a modern household budget.

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48 hr
Pre-Qualification
0
Credit Impact to Start
100%
Transparent Terms
1
Simple Application
Homeowner Benefits

Financing that makes ADUs actually affordable.

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Accessible Monthly Payments

Structured to fit comfortably into a modern household budget.

Fast Decisions

Pre-qualification in ~48 hours, funding shortly after.

No Prepayment Penalty

Pay ahead, refinance or restructure without fees.

Adds Property Value

ADUs consistently increase home appraisals in most markets.

Rental Income Potential

Turn your ADU into monthly rental cash flow.

Transparent Terms

One document. No hidden fees. Plain English.

The Process

4 steps. Approximately one week.

  1. 01
    Pre-Qualify

    Soft credit check. No impact to your score.

  2. 02
    Submit

    Upload documents through our secure portal.

  3. 03
    Approve

    Full decision typically within 48 hours.

  4. 04
    Fund

    Sign, close and lock in your monthly payment.

Property Value

An ADU is an
investment in your home.

A well-designed ADU can add meaningful long-term value to your property, through appraisal uplift, rental income and greater flexibility for family living.

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Karlev ADU installed in a residential backyard